Why Are Investment Property Mortgages More Expensive?

If you are in the market to buy an investment home or second home, you should know that your mortgage terms will be different. By different, we mean more costly. There’s one main reason lenders charge you more – it comes down to the risk. Compare Offers from Several...

Do Deferred Student Loans Affect Debt-To-Income Ratios?

If you graduated college loaded with student loans, you aren’t alone. The average graduate has around $37,000 in debt and this only accounts for graduates with a bachelor’s degree. Those that go on even further can have hundreds of thousands of dollars in student...

How to Spot a Phishing Scam

The current market for housing is still tight, with skyrocketing demand and an ever scarce supply. Unfortunately, the market is not only attracting buyers, but also the opportunists who want to take advantage of the loopholes of the system.Get today’s mortgage...

How to Pick the Right School District

Moving to a new area is hard work, especially if you are a parent or plan to be one in the near future. Aside from choosing a house that is the perfect size and layout, you have to consider your surroundings, including the school district that your children will...

Take Advantage of California First-Time Home Buyer Programs

Do you live in California and are trying to buy your first home? Did you know that there are California First-Time Home Buyer Programs available? These programs are run by CalHFA. You do not apply for the loan directly through CalHFA. Instead, you apply with a CalHFA...