Don’t do These Things When You’re Closing on a Home

You might think since you have the ‘clear to close’ from your lender that you are free to do anything you want with your finances before your home closing. Don’t make that mistake, though. There are ways that you can ruin your chances of closing on your loan if you...

When is the Appraisal Ordered in the Loan Process?

An appraisal is necessary to ensure there is adequate collateral in a home. Your lender will require the appraisal prior to clearing your loan to close. At what point does the lender order the appraisal, though?Looking for Current Mortgage Interest Rates? Click...

Why do You Need a Realtor for a New Construction Home?

Building your own home from the ground up is exciting. You get to choose many aspects of the home right from the start that you otherwise could not do with an existing home. Remember, however, it is still a home purchase and possibly one of the largest investments you...

Why “No Closing Cost” Home Loans Still Cost You

You hear that you have the option to get a “no closing cost” loan. You immediately, think “Sign me up!” Who wouldn’t want to save thousands of dollars on their refinance? But, before you do, there are some considerations you must make. While the name makes it seem...

How to Shop for Home Insurance

Home insurance is necessary to protect you in the face of disaster. Just because it’s necessary doesn’t mean you have to overspend on it, though. In fact, you should make it a habit to shop your homeowner’s insurance every year. This way you know you are getting the...

Top 5 Refinancing Programs For Underwater Mortgages

The U.K.’s vote to leave the European Union on June 23 has opened a window for U.S. consumers to refinance their mortgages as rates have dropped. With rates nearing historic lows, there has been a reported increase in the number of refinancing applications the past...

read more

Senate Okays Housing Opportunity Through Modernization Act

After Brexit, more exciting news and developments are coming to homebuyers as the senate passes the Housing Opportunity Through Modernization Act. Once it becomes law, HOTMA will open ample opportunities for low-to-moderate-income homebuyers who would like to initiate...

read more

Property Listed for Sale – Can you Refinance It?

You listed your property for sale, but it is taking a long time to sell. In the meantime, you decide to refinance. Why not save some money while you wait for your house to sell? Or maybe you want to take cash out to fix the home up in the hopes that it will sell...

read more

How Do You Maximize Your Open House Visit?

So you decided to buy a new home. You then scoured for hours looking for an affordable and suitable property online, compared lenders and processed your financing documents. Before long, you’ll be on the lookout for sale signs on the street and if you’re lucky,...

read more