What Documents are Needed to Buy a Home?

Are you ready to buy a home? Before you step foot into a potential home, you should take the time to get pre-approved. This way you know what size loan you can get. When you combine the loan amount with the amount of your down payment that you have saved, you’ll have...

Turning Homeownership into Reality

Homeownership is an exciting experience.More than a goal, it is a journey. For it to be meaningful, it has to be experienced. Homeownership is very personal. However, all homeowners have one common desire — to keep their homes, where they feel safe and secure.Turning...

How to Pick the Right School District

Moving to a new area is hard work, especially if you are a parent or plan to be one in the near future. Aside from choosing a house that is the perfect size and layout, you have to consider your surroundings, including the school district that your children will...

Can you Negotiate Mortgage Rates?

As you shop for a mortgage, you are probably receiving rate quotes from different lenders. You may think that the rate they give you is what you get. Did you know, though, that you could negotiate that rate? Lenders have some wiggle room in the rates they offer you....

For first-time homebuyers, where’s the best or worst place to buy a home?

Where to buy a home? It’s a common dilemma shared by prospective homebuyers as they weigh what they want versus what they need.Finance website WalletHub somewhat made it easier by listing down the best (and worst) places for first-time homebuyers. The results came...

First Quarter Data Show Good Start For Mortgage Lending

It’s a good start for mortgage lending – or at least that’s what the numbers say. In a latest data report released by Equifax, the first quarter of the year has seen increases in mortgage activity, owing to the positive financial wave that Brexit resulted after its...

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Recent Rules Will Reduce FHA Reverse Mortgage Default Rates

A study published in July revealed that default rates on reverse mortgages insured by the Federal Housing Administration could be reduced by as much as 50% in light of the agency’s recent rules changes.This development comes as the FHA wishes to codify those changes...

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What Alternatives Are There To The Cash-Out Refinance?

If you need cash and you have equity in your home, you may automatically turn to the cash-out refinance. Did you know that this isn’t your only option, though? There are other ways you can get the cash you need that don’t involve refinancing your first...

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An Outline Of The Home Owning Process

It’s never been easier to own a home. To the bare minimum, the only things you need to own to get a home are:a) an incomeb) a proof of this incomec) a tax information of this incomeNo, you do not need to be a millionaire to own a home. Nor do you need to have no debt....

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