Why do You Need a Realtor for a New Construction Home?

Building your own home from the ground up is exciting. You get to choose many aspects of the home right from the start that you otherwise could not do with an existing home. Remember, however, it is still a home purchase and possibly one of the largest investments you...

Are you Ever too Old to Qualify for a Mortgage?

Can you be too old for a mortgage? According to the law, you cannot. A lender cannot discriminate against you for your age. But they can deny your application for other reasons, such as credit issues or debt ratio problems.Compare Offers from Several Mortgage...

LA Program Funds Homeowners Who Shelter the Homeless

California’s homelessness crisis in continuously rising. To address this issue, the City of Los Angeles is coming up with a pilot program to curb the number of homeless people in the county.The program includes providing a handful of homeowners with the necessary...

Top Contingencies to Include in Your Condo Purchase Contract

You are buying a condo – that’s an exciting purchase! Before you sign on the dotted line on that purchase contract, though, make sure you have the proper contingencies in your contract. Without them, you won’t have a leg to stand on should you need to back out of the...

How Will the New Tax Laws Impact Homeownership?

Mortgage interest tax deduction has always been one of the best incentives of homeownership. So how does President Donald Trump’s new tax rule change all this?If you are a current homeowner, planning to purchase, sell, or move in the near future, you need to be aware...

Piggyback Loan or PMI – What’s Better?

If you are unable to put 20% down on the home you purchase, you have two options – pay PMI or take out a piggyback loan. Either way, you help lessen the risk the lender takes by providing you a loan without a large down payment. Both choices have the same end result –...

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Risks Involved in Buying a House With Unpermitted Renovations

Buying an existing home can be exciting and scary at the same time. While you would hope the seller discloses everything there is to know about the home, that’s not always the case. One area they often cover-up, whether knowingly or unknowingly, is with unpermitted...

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What to Look For In a Residential Rental Investment

Investing in real estate can be exciting and scary at the same time. While you might stand to make a decent profit, there is always the chance of serious loss too. Before you buy a home for rental purposes, consider what you should look for to make the most of your...

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What is Considered a Good Credit Score?

Your credit score can make or break your ability to get a loan. So what do lenders consider a ‘good credit score?’ It can vary by lender, but on average, most lenders consider scores over 700 good. Of course, the higher your credit score the better off you’ll be....

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