Which Combination of Factors Would Result in the Lowest Monthly Mortgage Payment?

You are ready to buy a home, but you worry about the monthly payment. Will you be able to afford it? How can you keep it as low as possible?Compare Offers from Several Mortgage Lenders.While a mortgage payment is a big undertaking, there are ways to help keep it as...

Refinancing? How to Get the Best Rate on Your Next Mortgage

You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t mean you’ll get the lowest rate available. You have to make sure your loan application is as attractive as possible....

Searching for Down Payment Money Outside Your Own Pocket

We know how exciting it is to get the first set of keys to your very own house. But before you get there, you must get past one struggle that is common to most people who want to become homeowners  — the down payment.The mortgage down payment is an essential element...

How to Win a Property Tax Assessment Appeal

If there’s one thing homeowners across the United States have in common, it’s the gripe they have about their property taxes. Most homeowners feel as if they pay too much, but not many of them do anything about it.Compare Offers from Several Mortgage Lenders.Did you...

Recent Rules Will Reduce FHA Reverse Mortgage Default Rates

A study published in July revealed that default rates on reverse mortgages insured by the Federal Housing Administration could be reduced by as much as 50% in light of the agency’s recent rules changes.This development comes as the FHA wishes to codify those changes...

How to Get a Loan to Buy Land

Do you plan to buy land that doesn’t have a home on it yet? You may not be able to get a mortgage, even if you have the good intention of building a home on the land ‘someday.’ Mortgage lenders don’t like to take the risk on unimproved land. It doesn’t hold its value...

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Five Facts About FHA Loans

FHA loans are one of the more popular options for mortgage borrowers, some of the benefits of using an FHA loan is it offers lower down payments and they have more lenient lending standards. The Federal Housing Administration, also known as FHA, insures mortgage loans...

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How to Change a Deed When you Inherit Property

Inheriting property can be exciting, but it can also come with a lot of legal paperwork. You can’t just transfer a home over to your name without going through the proper channels. Either the appointed executor of the will or a member of probate court will need to...

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How Much Should a First-Time Homebuyer Put Down?

If the thought of saving 20% of your purchase price for a home has you panicking, don’t worry. You don’t necessarily need a 20% down payment, especially as a first-time homebuyer. You may have access to several programs that allow as little as 3.5% down on a...

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