Know the Difference Between Mortgage Brokers and Mortgage Lenders

Know the Difference Between Mortgage Brokers and Mortgage Lenders

These days, home buyers or mortgage borrowers can easily get information with just a click of a button. Accessible resources are all over the internet if you just know where to look.While these resources are very helpful to a lot of home buyers, it’s still vital that...
The Best Way to Get a Competitive Interest Rate

The Best Way to Get a Competitive Interest Rate

What’s the largest factor you think about when shopping for a mortgage? If you said the interest rate, you are like most other borrowers. Even ¼ to ½ of a change in the interest rate can have a dramatic effect on your payment. It’s no wonder you want the lowest...
Why do You Need a Realtor for a New Construction Home?

Why do You Need a Realtor for a New Construction Home?

Building your own home from the ground up is exciting. You get to choose many aspects of the home right from the start that you otherwise could not do with an existing home. Remember, however, it is still a home purchase and possibly one of the largest investments you...
How to Refinance Your VA Loan With Bad Credit

How to Refinance Your VA Loan With Bad Credit

If you have a VA loan now, you may have a way to refinance it even if you have bad credit.Compare Offers from Several Mortgage Lenders.Typically, lenders require you to have a minimum credit score in order to qualify for a refinance. It makes sense since the lender...
Are you Ever too Old to Qualify for a Mortgage?

Are you Ever too Old to Qualify for a Mortgage?

Can you be too old for a mortgage? According to the law, you cannot. A lender cannot discriminate against you for your age. But they can deny your application for other reasons, such as credit issues or debt ratio problems.Compare Offers from Several Mortgage...