Can you Negotiate Mortgage Rates?

Can you Negotiate Mortgage Rates?

As you shop for a mortgage, you are probably receiving rate quotes from different lenders. You may think that the rate they give you is what you get. Did you know, though, that you could negotiate that rate? Lenders have some wiggle room in the rates they offer you....
How Much Money do You Need to Buy a House?

How Much Money do You Need to Buy a House?

You have your down payment saved, so you think you are ready to buy a house. Before you start, you should know some things. You need more than just the money for the down payment to buy a house. Many fees go into the purchase, which is important for you to understand...
What is a Portfolio Loan?

What is a Portfolio Loan?

When you think of a mortgage, you likely think of conventional loans. These loans are written and funded by a lender, but then sold to a secondary market entity, such as Fannie Mae or Freddie Mac. Your loan servicer might remain the same, but the entity that actually...
How to Find Fannie Mae HomeStyle Loan Lenders

How to Find Fannie Mae HomeStyle Loan Lenders

Have you fallen in love with a home that won’t pass Fannie Mae standards for financing? Maybe it needs some renovations to bring it up to code. If you don’t have the cash lying around to pay for the home, you may think you’re out of luck.Compare Offers from Several...