How to Do a Property Record Search

How to Do a Property Record Search

Choosing a home to buy entails much research on your property of interest. True, the MLS data can provide you enough information you need, but it doesn’t hurt to extend your search and look for the property’s mortgage records. Although not...
Can You Refinance Your Home While in Chapter 13 Bankruptcy?

Can You Refinance Your Home While in Chapter 13 Bankruptcy?

Filing for Chapter 13 Bankruptcy does not mean that you are ineligible for new credit. This form of bankruptcy allows you to keep personal property and even the debts you have. The program simply restructures the debts so that you can pay them off within the next 3 to...
Should you Pay off a Car Before Applying for a Mortgage?

Should you Pay off a Car Before Applying for a Mortgage?

Many people think that it is beneficial to pay off a car loan before applying for a mortgage. In reality, this could be a bad idea and actually cause you to lose your mortgage approval. The logic behind this theory might seem a bit strange, as it seems to be common...
How to Solve the Most Common Refinancing Hurdles

How to Solve the Most Common Refinancing Hurdles

The new mortgage rate trend that followed last week’s phenomenal hike breaking Brexit’s 11-week low rate streak may have sent many buyers locking in on rates before the new trend gets comfortable in its new course. For those who are considering refinancing, the time...